Taiwan Subsidy HubSubsidyHub
🌐
Find My Benefits
教育補助

Student Loan Interest Subsidy

Government covers 100% of student loan interest during studies.

Last Updated: 5/4/2026Last verified: 5/4/2026Authority: Ministry of Education

Monthly amount
Depends on eligibility
Authority
Ministry of Education
Application Period
Ongoing

What is the Study Loan Interest Subsidy?

For students who apply for school loans, those who meet the conditions** will be fully borne by the government for interest during their studies** and do not have to pay interest before graduation.

Subsidy objects

  • Current students who apply for school loans
  • For families whose annual income is less than about $1.2 million, interest during the semester will be fully subsidized by the government
  • If the income exceeds the threshold, interest during the semester may be borne at your own expense (as specified)

Subsidy Content

  • Interest on student loans during the semester is fully borne by the government
  • Interest calculation and repayment begin after graduation according to the loan deed

How to apply

  1. Apply for a school loan from the lending bank (such as Bank of Taiwan)
  2. Eligibility for interest subsidies by schools and banks based on household income

Documents should be prepared

Notice of application/appropriation for student loan, identification of student and guarantor, proof of annual family income (as required by bank and school)

FAQ

Q: Do I need to pay interest during my studies?

A: For families with an annual income of less than NT$1.2 million, the government will cover all interest payments during the student's school years, and the student will not need to pay any interest themselves.

Q: How is interest calculated after graduation?

A: After graduation, interest will accrue according to the student loan contract, and repayments will be made on schedule.

Share this subsidy

WhatsAppLINE

The information on this site is compiled from public government sources. Actual eligibility is determined by the issuing authority. We do not process applications on your behalf and do not charge any fees.